The 603 EDvantage Program

The nonprofit New Hampshire Higher Education Assistance Foundation (NHHEAF) Network has nearly 60 years of experience in helping New Hampshire families plan and pay for higher education. Our new 603 EDvantageTM program provides a meaningful .25% interest rate reduction for EDvestinU® borrowers who are New Hampshire residents or who are attending a New Hampshire college or university.

Your Success. Our Mission.

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A 0.25% interest rate reduction1


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Borrowers that are NH residents2 or attending a NH college or university


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Make your first scheduled payment3


Additional Information

  1. The interest rate reduction will not reduce the monthly payment, but will reduce the monthly finance charge, resulting in a lower total cost of loan.
  2. Residency is based on the borrower’s address at time of loan origination.
  3. The first scheduled payment must be made within 90 days of the scheduled due date (payment deadline) in order to be eligible to receive the incentive.
  4. Borrowers are not eligible to receive the incentive until they have entered repayment and have made their first scheduled payment by the payment deadline.
  5. If eligibility requirements are met, the incentive will automatically be applied to the borrower’s account. No separate borrower application is required.
  6. The incentive will be removed if a loan becomes 90 days delinquent during repayment. The incentive may be restored if the account is brought to within 90 days of being current.

Private Loans